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农村小额信贷的历史
农村小额信贷的历史 The definition of rural micro-credit Various scholars make different definitions of micro-credit from different perspectives Morduch (1997) defined micro-credit as a type of credit that lends to poor farmers, and usually has higher interest rates and small amount of credit, with no asset-backed, and maintain high repayment rates. Jinpu Jiao, Jun Yang (2006), starting from the financial comparative perspective, defines micro-credit as a non-formal financial services—a new financial service which is different from the formal financial and traditional rural usury. 不同的学者从不同的角度进行小额信贷的定义不同 默多克(1997)定义的小额信贷作为一种新型的信用,贷款给贫穷的农民,和 通常有更高的利率和少量的信用,没有资产,并保持高回报率。金蛟,杨军(2006),从金融比较的视角出发,界定了小额信贷作为一种非正规 金融服务,新的金融服务,是不同于正规金融与传统农村高利贷。
In general, the microcredit refers to a kind of credit services provided for low-income people and has a small amount, at the purpose of anti-poverty and promoting development. The origins of rural micro-credit The mode of rural micro-credit in the world The experience of rural micro-credit The origins, history and current situation of rural micro-credit in China The origins of rural micro-credit in China The history of rural micro-credit in China The current modes of rural micro-credit in China The problems of rural micro-credit in China The significance of rural micro-credit in China The significance of rural micro-credit in the worldThe significance of rural micro-credit in China Reference Binswan Claudio, 1994. Stages in the Evolution of Thought on Rural Finance. Occasional Paper No. 2134. Jonathan Morduch and David Roodman, 2009. The Impact of Microcredit on the Poor in Bangladesh: Revisiting the Evidence. Morduch, J., Park, A., Wang, S., 1997. Microfinance in China. Poverty and Development. Patten, R. H., Johnston, D.E., 2001. Microfinance success amidst macroeconomic failure: The experience of Bank Rakyat Indonesia during the East Asian crisis. World Development. Pitt, M.M., Khandker, S.R., 1998. The impact of group-based credit programs on poor households in Bangladesh: does the gender of participants matter Journal of Political Economy, 106(5), pp.958-996. Deping Xiong, 2005. Rural microcredit: Mode, Experience and Enlightenment. Financial theory and practice, 134(26), pp.39-42. Dongqing Zhao, Kangkang Wang, 2009
